Credit Advisor/Relationship Officer At Addosser Microfinance Bank Limited

• Job title: Credit Advisor/Relationship Officer

• Department: Client Relations



• Duties and Responsibilities
• Creation of quality risk assets to meet set targets
• Sourcing of clients for both savings, Current and fixed deposit accounts in line with set target.
• Packaging of customers’ credit requests
• Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.
• Ensure credits are packaged in line with credit policies & procedures of the bank.
• Ensure credits are within the bank’s obligor limit
• Rendering financial advice to clients
• Rendering weekly & monthly reports to the management
• Ensure proper KYC are conducted on customers
• Monitoring the loan portfolio and follow up on repayment.


• Skills/Experience
• Business acumen and analytical skills
• Excellent Relationship Management.
• Good level of computer program (MS. Word & Excel)
• Good understanding of business process
• Hardworking, commitment, ability to communicate and self- motivated person
• Good interpersonal Skill
• Attention to details


• Competency Profile
• A Degree/HND with major in Banking and Finance, Accounting, Management and Marketing or related field
• At least 2 years’ experience in a consumer/ SME lending position in a Microfinance or Commercial Bank is compulsory.
• Business acumen and analytical skills
• Sound Credit appraisal
• Good understanding of business process
• Hardworking, commitment, ability to communicate and self- motivated person
• Excellent Relationship Management Skills
• Unquestionable integrity and high level of commitment.


• How to Apply.
Send your resume, please include a cover note via email to resumes@addosser.com


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